If you’re planning a move to Saudi Arabia, you’re likely exploring an exciting new chapter—whether it’s for a fresh career opportunity, a break from routine, or an extraordinary life experience. This expat guide will serve as your essential resource for making that transition smoothly.

Brief introduction to a country

• Saudi Arabia is the largest country in the Middle East, with a population of around 37.5 million in 2024.

• The country is rich in oil, holding about 20% of the world’s proven reserves and housing the largest oil field. It is the world’s second-largest oil producer and the leading exporter, giving it significant global influence.

• As the home to Islam’s holiest cities, Mecca and Medina, religion deeply influences Saudi Arabia’s culture, society, and work environment.

• Riyadh, Jeddah and Dammam are the major cities of the country.

• Despite being twice the size of Western Europe, Saudi Arabia is sparsely populated and largely covered by the desert.

• The Saudi currency is Riyal.

• Saudi Arabia has a very hot and dry climate, which may be uncomfortable for some.

• Dress codes and gender segregation in public spaces may be difficult for some expatriates.

• Restrictions exist on certain forms of entertainment and alcohol.

• Arabic is the official language, while English is common in business, daily life and work spaces.

• The country’s conservative culture and strict adherence to Islamic laws can be a significant adjustment, especially for those from more liberal or secular backgrounds.

Expat life in Saudi Arabia

Living as an expatriate in Saudi Arabia presents both opportunities and adventures. The country is undergoing a transformative period with the implementation of Vision 2030, an ambitious national strategy aimed at diversifying the economy and modernizing social policies. This reform program is reshaping various sectors, including tourism, entertainment, and technology, creating new prospects for both locals and expats. 

As the Kingdom opens up to the world, expatriates can expect to experience a unique blend of cultural traditions and modern innovations, making Saudi Arabia an increasingly attractive destination for those seeking professional growth and new experiences.

Types of Saudi visas

In Saudi Arabia, expats can obtain various visas depending on their purpose and length of stay. The types of visas include employment, business visit, family visit, and residency visas. 

The employment visa is most common for those seeking work, requiring a job offer from a Saudi employer who then sponsors and initiates the visa process.

Expats should ensure that all their documents, including educational and professional certificates, are properly organized and verified, often requiring attestation by Saudi embassies.

It’s essential to stay on top of legal matters like visa renewals. Employment visas are generally tied to the length of your job contract, and overstaying can result in penalties or deportation. While employers often manage the renewal process, expats should remain aware of their visa’s status and renewal obligations to avoid any issues.

Saudi Arabia has introduced a special residency visa scheme that allows expats to live, work, and own businesses or property in the country without needing a Saudi sponsor. 

This program is similar to a green card that requires applicants to meet specific eligibility criteria, including proving financial stability, maintaining a clean criminal record, and demonstrating a stable income. 

Note:

The application process involves submitting necessary documents and undergoing a background check. For expats facing legal issues related to visas, residency, or other matters, there are multiple options for assistance beyond just seeking help from organizations.

Buying and renting a property in Saudi Arabia

• In Saudi Arabia, expats have a variety of housing options, including apartments, villas, and gated compounds.

• The real estate market is rapidly evolving, with significant government investments in infrastructure, especially in major cities like Riyadh, Jeddah, and Dammam, where rental prices are generally higher.

•  In contrast, smaller cities offer more affordable housing. Rental costs are influenced by location, housing type, amenities, and property condition, with compounds typically commanding higher prices due to their facilities. 

• Recent reforms have made it easier for expatriates to buy property in Saudi Arabia, though restrictions remain, particularly in religious cities like Mecca and Medina. 

• Foreigners need a license from the Saudi Arabian Ministry of Investment and must reside in the country with a valid residency permit to purchase property for residential use.

• Legal checks and local expertise are essential for navigating the buying process.

Expense cost in Saudi Arabia

Saudi Arabia is considered an affordable country to live in as compared to western countries in terms of living cost. It usually depends on your lifestyle too.

• In major Saudi cities like Riyadh, Jeddah, and Dammam, a single expat typically needs a certain amount of 7500 -11,500 riyal monthly budget to live comfortably.

• Costs can rise significantly for families, those needing larger homes, or those preferring a more luxurious lifestyle.

• Riyadh, as the capital and business hub, generally has higher living costs due to its amenities and status.

• Jeddah, a major port city and gateway to Mecca, has similar living expenses.

• Dammam, in the Eastern Province, might be slightly cheaper but not by a large margin.

Grocery Expenses: 

On average, expect to spend 750 to 1,500 Saudi Riyals (monthly)

Dining Out: 

Meals at average restaurants cost 60 Saudi Riyals, but prices can be significantly higher in upscale establishments.

Transportation Costs:

Owning a Car: Fuel is relatively inexpensive, but you should factor in the initial cost of purchasing a car and maintenance.

Public Transport: Costs can range from 375 to 750 Saudi Riyals (monthly), though public transport options vary by city.

Healthcare Facilities

Here’s a concise overview of the healthcare system for expats in Saudi Arabia:

Healthcare Options: Expats primarily use private healthcare facilities in Saudi Arabia, which offer high standards of care and modern technology.

Medical Procedures: Most intense surgeries and specialized procedures can be performed within the country, with facilities in Riyadh, Jeddah, and Dammam meeting many Western standards.

Costs:

Consultation Fees: Typically range from 200 riyal to 400 riyal approximately.

Surgical Procedures/Hospital Stays: Can be several thousand riyals, depending on complexity and duration.

Health Insurance:

Requirement: Mandatory for residence visa applications and renewals.

Coverage: Often provided by employers, but must be purchased privately if not included.

Cost: Annual premiums generally range from 1900 riyal to 7500 riyal approximately.

Insurance Benefits: Reduces out-of-pocket medical expenses, covering most consultation, treatment, and surgery costs.

Educational Facilities in Saudi Arabia

 Saudi Arabia can be suitable for expat families, offering various amenities and services to meet their needs.

International Schools: Major cities like Riyadh, Jeddah, and Dammam have numerous international schools following American, British, or International Baccalaureate (IB) curriculums.

Educational Environment: These schools offer an educational experience similar to that in students’ home countries, providing international exposure and a multicultural setting.

Tuition Costs: Tuition fees for international schools can range from approximately $6,000 to $30,000 per year, depending on factors such as the school’s reputation and location.

Local Schools: Expat families considering local schools should be aware that they follow the Saudi national curriculum and are taught primarily in Arabic, which may involve significant cultural and linguistic adjustments.

Safety and Security in Saudi Arabia

Safety Overview: Saudi Arabia is generally safe for expats with a lower crime rate compared to many other countries.

Legal System: The strict legal system, based on Islamic law, leads to low levels of certain crimes like theft and damage.

Strict Laws: There are severe penalties for actions that may be minor offenses elsewhere, such as alcohol consumption and breaches of decency laws.

Cybercrime: Online scams are increasing, similar to global trends.

Online Caution: Expats should be careful with personal information and be aware of common online fraud tactics.

Living Conditions: Many expats reside in secure compounds that offer a high level of safety and a more relaxed lifestyle in terms of dress and socializing.

Tips to save money while living in Saudi

Here are some cost-saving tips for expats:

Housing: Choose accommodations in less central areas to significantly lower rent costs.

Food and Shopping: Opt for local foods and shop at local markets instead of international stores to save money.

Transportation: Use public transportation or carpool to reduce transportation expenses.

Cost of Living Comparison: In Saudi Arabia, while accommodation and fuel tend to be cheaper, imported goods and dining out can be more costly compared to Western countries.

Taxes: The lack of personal income tax in Saudi Arabia can lead to substantial savings overall.

All the very best, if you are considering moving to Saudi..!!!

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